Independent Cyber Insurance Assessment

Will your cyber insurance actually pay out when you need it?

Most businesses don't find out their policy has gaps until a claim gets denied. ClaimProof tells you before something goes wrong — with an independent assessment, policy-specific scoring, and a plain-English gap report you can actually act on.

Your policy alignment score
62/100
Standard Benchmark Score
0-40  Critical gaps
41-70  Remediation needed
71-100  Aligned
Gap Report Preview 3 Critical Gaps
HIGH MFA not enforced on remote access
-18 pts
HIGH Backup recovery not tested in 12 months
-12 pts
CRIT No documented incident response plan
-25 pts
OK EDR deployed on all endpoints
+8 pts
79%
of SMBs with cyber insurance don't know their policy has exclusions that could void a claim
14x
growth in cyber insurance questionnaire complexity since 2020 — from 2 questions to 28+ on a standard renewal
$40B
cyber insurance market in 2025, growing to $550B by 2035 — more businesses are covered, more are under-covered

The problem isn't finding cyber insurance. The problem is knowing whether yours will actually work when something goes wrong. And the people selling it to you aren't incentivized to tell you the answer.

How it works

Three steps to know where you stand

01

Answer the wizard

100+ questions organized by category — company context, access control, endpoint security, data protection, incident response, and more. Conditional logic shows only what's relevant to your setup. Save and resume anytime.

02

Get your score

Weighted scoring against 2026 cyber insurance standards. Category-by-category breakdown with radar chart and traffic-light view. Optional: upload your policy PDF and see exactly how your answers map to your policy's specific language.

03

Act on the roadmap

Prioritized gap report with severity ratings, estimated effort, and recommended actions. Export a branded PDF to share with your team, your broker, or your CISO. Know exactly what to fix first.

Not a vibes check. A real alignment score.

Each question carries a weight (1-10) based on how much insurers care about that control in 2026. Scores are normalized automatically. The result is a number you can show your broker, your board, or your underwriter — with the receipts to back it up.

Standard Benchmark Score
Scored against what 2026 cyber policies typically require
Your Policy Score
Available when you upload your policy PDF — shows gaps vs. your actual policy language
Side-by-side comparison
See where your standard score differs from your policy score and why
Identity & Access Endpoint Security Data Protection Incident Response Compliance & Gov
Score by category

Independent. Specific. Honest.

Not an insurer

We're not selling you a policy. Our score is independent, and we'll tell you where your coverage is actually weak — even if that means you need less insurance, not more.

Your policy, parsed

Upload your actual cyber insurance PDF. We extract the requirements, warranties, and conditions precedent, then map them to your questionnaire answers and show you exactly what's missing.

Plain-English roadmap

No security jargon. No vague recommendations. A prioritized gap list: what to fix, in what order, how much effort it takes, and why it matters to your insurer.

NIST-aligned framework

Scoring is mapped to the NIST Cybersecurity Framework — the same standard your insurers, auditors, and regulators reference. Score carries weight because the framework does.

Your cyber insurance is a promise.
Find out if it's a lie.

ClaimProof gives you the information your insurer won't. Independent scoring, policy-specific gap analysis, and an actionable roadmap — so when something goes wrong, you know exactly where you stand.

ClaimProof is an assessment tool, not legal or insurance advice. Results reflect alignment with common cyber insurance requirements as of 2026. Consult a licensed broker or counsel for specific coverage decisions.